Franchise Financing
Franchising is an excellent way to own a business without having all of the initial startup fees and marketing costs. However, when purchasing a franchise business, you will need funding for other things to prepare for opening day. Supplies, training, advertising, and equipment are essential to the success of your business and you will need them when you purchase the business, not after. Our expansive loan options are perfect for aspiring franchise owners.
Health Care & Medical Financing
Financing for the healthcare field can often be situated in a grey area of the funding world, making it difficult for business owners to obtain financing. Medical professionals and business owners know how important it is to stay up-to-date with their practices. Our funding can be used for purchasing advanced equipment, upgrading your waiting room or employee wages and benefits. When it comes to funding needs, the healthcare and medical field is no exception to the scope and variety of the loans offered.
Nonprofit Financing
Obtaining financing in the nonprofit space will allow you to invest more funds in advertising and fundraising than your donors can provide. Too often, nonprofits are soliciting donations for their cause, but fail to raise the money needed to perform daily operations. Strict reporting guidelines and fund use restrictions often make donated funds completely off limits for daily finance needs. So to help out, we offer a variety of loans and financing options for nonprofit organizations. Funds can be used to pay employees, finance construction projects and upgrades, or to update programs and systems.
Church Financing
Churches and religious organizations often require extra funding for things like remodeling, updating, and fundraising efforts. Although some funds will be generated by congregational donations and tax relief programs, there is likely to be areas where funds are restricted. We offer financing for churches with very few usage restrictions allowing religious organizations to spend funding where it is needed most. Most of these loan programs require little or no collateral and offer easy repayment options for nonprofit religious organizations.
Real Estate Investment Financing
Real estate investment is a very lucrative business and, when financed from the very beginning, will continue to be successful for the life of the organization. We offer loans providing the financing and flexibility required for this broad range of needs, including acquisition, construction and development, permanent, and lines of credit. Most financing options for real estate investment business offer flexible repayment options and require little to no outside collateral, making them highly obtainable even for those just starting out.
Manufacturing
Manufacturers face many different challenges than typical business that require alternative funding options. Huge client orders that require large amounts of materials and time to complete can often cause huge financial trouble for manufacturing companies. We offer funding that can be used to pay purchase orders, employee wages and fund operations while you are waiting for clients to remit payment. With little to no collateral, manufacturing businesses use funds to stay afloat even when finances are tied up in purchase orders.
Hotel & Hospitality Loans
In the business of making people comfortable, no expense should be spared. Hotel owners are aware of the importance of constant updating and upgrading of facilities, implementing new programs for customer satisfaction, employee training and effective advertising. The funding needed for these important essentials is often not readily available for hotel owners without obtaining a loan. Our business loan options provide funding for daily operations, facility improvements, advertising and construction projects without the restrictions of traditional loans.
Restaurant Loans & Restaurant Financing
Restaurant owners are faced with financial challenges daily. Meeting sales goals, paying for truckloads of ingredients and supplies, and meeting employee wage requirements are among the top funding challenges in the restaurant industry. We offer financing options for large and small restaurant owners with very few usage restrictions. A sanitary and safe eating environment is essential and can be easily maintained with our financing and loan options.
Contractor Financing
Contractor business owners require funding to purchase new or upgraded tools, required materials, and equipment on a regular basis. Our Contractor loan options provide financing to business owners with valid references and a track record of good business practices. Funds can be used to finance the start of a large project where a purchase order will cause money to be delayed. Business owners can also use funds to purchase new or upgraded equipment and tools to make the job safer and easier.
Commercial and Industrial Financing
Large commercial and industrial companies often require extra funds for purchasing equipment, inventory and advertising. The purchase of large machinery or specialized equipment can easily absorb huge amounts of finances. Our commercial and industrial loans provide funding to purchase inventory, materials and supplies, to fund a large advertising effort, or to pay employee wages, benefits and insurance. Maintaining safe working conditions is a top priority for large commercial and industrial firms and alternative funding options allow businesses to spend funds where they are needed most.
Charter Schools Loans
Unlike public schools, charter schools are largely privately funded and often do not receive the total amount of funds that they require to purchase teaching and learning essentials. Books, art supplies, testing materials and even playground or cafeteria upgrades require a large amount of funding. We offer financing options for charter schools that can be used for anything from the purchase of paintbrushes and pencils to new multi-line telephone systems and parking lot expansions.
Construction Loans
Equipment rentals, building materials, insurance, and employee wages can become overwhelming when monies are tied up in invoices and purchase orders. While waiting for clients to remit payment, bills and other obligations often suffer in the interim. We offer a variety of funding options to help construction projects stay on track while still easily covering bill payment and employee wages. Funds can be used to purchase equipment, tools, materials, wages and insurance, upgrades and advertising with very few restrictions.
SBA 8a Firms & SBA Loans
Businesses which are filed under the SBA 8a program may be eligible for specialized funding options to offset business costs. Funds can be used for the purchase of business real estate, materials or inventory, employee wages, utility bills, construction projects and upgrades as well as insurances and advertising. We offer a variety of loans for businesses registered as 8a with little to no collateral requirements making them accessible to large and small 8a businesses.
ACDBE Financing & DBE Financing
Businesses registered as ACDBE and/or DBE are often denied loans from traditional banks. We offer funding options for these disadvantaged business owners to finance purchase orders, fund construction projects and to pay employee wages. Generally funds cannot be used to purchase equipment or to pay long-term debt. ACDBE and DBE entities typically are not eligible for traditional loans, but our lending network is very comfortable financing projects, material purchase, employee wages, benefits and insurance.